Ways to Make Money Fast - Don't Fall Into the Following Trap

You know, it really is not a surprise that everyone seems to be looking for ways to make money right now. People left and right are scrambling to find new jobs after their old jobs simply disappeared, others are seeing their hours reduced while their bills seem to be getting even higher each month.

As a result, many people are thrown into a panic and end up making some bad choices in the search for extra money. There are lots of great ways to make good money quickly, easily, and safely. Unfortunately, panic seems to cloud better judgment sometimes and people find themselves in a bind.

Perhaps the worst thing you could do in a time of financial crisis is to ask your friends or your family for a loan. You might be wondering how this could possibly be a bad thing, but you may be surprised to learn just how many stable friendships can be destroyed after lending or borrowing money. Often times this is because people tend to try and bend the rules when they borrow from friends or family.

They might be late on the payments or not pay it back at all, thinking that the other party will just forgive them. However, money is always a sensitive subject for most people, and emotions can run high. If you must borrow from friends or family, then you would be wise to draw up a contract for all terms of the loan and the payback. Understand that if you do not keep your end of the deal, the other party has every right to seek legal action against you.

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Tax Cuts Are Good For Everyone

For some reason there is a movement out there of people that are opposed to tax cuts. I believe they make up a small minority, but they tend us up a lot of air time with their ignorant ideas. They believe that the rich need to pay their fair share, however that is determined. I think they lack a basic understanding of economics.

Do Tax Cuts Benefit The Rich?

Yes of course, but we're talking about people that own businesses and create jobs here. When rich people are allowed to have more of their money, they use it to make more money. The process of making more money, means they have to invest it. This process of investing, creates news jobs. We'll have the next revolutionary product out there and it will be financed by such a person. It will grow and create jobs. It will be sold to the consumers and raise their standard of living. I think that is a significant benefit to everyone in society.

Don't tax cuts for the rich hurt the middle class?

Absolutely not. I'm not sure where these myths come from, but I suspect it comes from this idea that there is only so much wealth that exists and the rich will have more of it. It's completely untrue. The middle class has a great benefit. The first is that they have access to all these new exciting products. These products are bought for one reason and one reason only, to improve their standard of living. It could be a product that makes them happy, it could be a product that makes life easier. The point is that it improves their standard of living. The next reason is that these new jobs are available to them. Not to mention existing businesses are left with profit themselves, so they can pay more to their employees. Lastly, the middle class pay less tax as well. Anytime you finish off a month and you have more money to spend than you did the previous month, you're doing better. This means you have extra money to buy something or save to improve your standard of living.

I think it is an undisputed fact that tax cuts are in the best interest of everyone. The only people that disagree with tax cuts are usually ignorant people that don't understand basic economics. I also feel that they don't speak for the vast majority of people that hate to see a huge chunk of their pay check disappear to the government.

For more information on the greatness of capitalism and individual freedom, check out Capitalist Shrugged.

Thinking Can Motivate You to Start - Make Money

Anybody can wish for riches, and most people do, but only a few know that a definite plan, plus a burning desire for wealth, are the only dependable means of accumulating wealth.

This statement is at the beginning of Chapter 13 from the book "Think and Grow Rich" by Napoleon Hill.

There are so many different methods, from so many different people, but most people don't know where to start, or plan their way to success.

I have heard some people mention the hardest part is actually starting, while others say you have to start somewhere, anywhere but start. Starting is usually the hardest part for most people, they get defeated by their own beliefs and of course never even start.

Fear of failure and fear of success, seem to be at the top of the list when thinking about starting a business. It's always been hard to imagine people being afraid to succeed, when this is what they seem to desire the most.

Wishing for riches can motivate you to start, thinking about the many different ways to succeed can motivate you to plan. A burning dire to succeed well often motivate you to start and create a plan eventually.

The key to creating wealth is developing habits and good daily habits performed over a lifetime, most of the time, will lead you to wealth beyond your wildest dream's. Sometimes this wealth is going to have nothing to do with money.

Get some books, talk to some people, watch some biographies about successful people throughout history, find out what they did and start paving your own trail. But you're going to have to start somewhere.

Greg Vanden Berge is a published author, internet marketing expert, motivational inspiration to millions of people all over the world and is sharing some of his wisdom with experts in the fields of writing, marketing and personal development.

Greg is currently working on a video library filled with great movies on a wide array of topics, like religion, self help and spiritual changes in the world.

How the Universe Will Make You Rich

If you are an avid watcher or listener of motivational products like DVD, Podcasts or Life Coaching then you may have heard of The Law of Attraction. This is a concept that has been around since the beginning of the twentieth century and has been debated and discussed in many texts throughout the last 100 years.

Very basically, the concept is based around the following four steps;

1. Know what you want.

2. Ask the universe for it.

3. Feel and behave as if the object of your desire is on its way.

4. Be open to receiving it.

Should we be considering this concept or is it merely just another collection of new-age philosophy that is designed to encourage a wave of positive thinking? Let us discuss what the Law is, whether it is real and how we can use the concept to help our personal development.

It is easy to view the Law of Attraction as the easy route. Just think of what you want and it will happen for you. The obvious response is to think to yourself that there is nothing to worry about because success will just come to you. But this is not the concepts purpose, as you will have to actually do something for it to work. But you can activate it by amending your thinking to begin the process towards success and growth.

Have you ever thought about someone and the telephone rings and it is them? I think we have all had this at least once or twice. If this happened once to a friend or family member, we could think how amazing that is and it is a co-incidence. But to happen to many people has to make us stop and think. The philosophy is that what we think about will happen to us, whether it is good or bad. Therefore it is sensible to make our thoughts pure and totally focused on what we want to achieve. The Law of Attraction says that when we think about something the Universe will help make it happen. Noel Edmonds a popular U.K television presenter wrote down that he wanted a new T.V. show after having success in the 1990's with Noels House Party. He has said in many interviews that without the Universes help he would not be enjoying the success of Deal or No Deal or Noels Christmas Presents, which are his latest two successful shows.

Look at your current lifestyle critically. Lots of people have the goal of getting up, going to work, getting home as quickly as possible and then watching T.V. The universe makes this happen and they tend to achieve this quite well! But the law does not care what we want, it merely provides it blindly. So it is very important that you empower yourself to implementing some change and take control of your earning power and future. It does not necessarily need to be a business or even making money, but follow your goals with complete focus and the law will do the rest.

The law is based on what the power of positive thought can achieve. The fact you are here reading this article suggests you have an awareness of this and can relate to it, even if it at present observing others is the only tangible evidence. Everyone who has a rags to riches story is testament to the power of positive thought. In 1937 Napoleon Hill published his book Think and Grow Rich which became one of the best selling books of all time selling over 60 million copies. He discusses the importance of controlling your own thoughts in order to achieve success, as well as the energy that thoughts have and their ability to attract other thoughts and therefore opportunities.Can youwork out what Hills great secret of the book holds? He said it is better if you work it out for yourself, and it is widely believe the Law of Attraction is the big secret he alludes to throughout the book.

Scientists are critical of the law because they cannot measure it. The word law implies a set of rules, so when the only way we can measure the success of the law is through occurrences which could easily be looked on as luck we are obviously open to criticism when believing in things like this. Another very obvious criticism is that if merely thought produced positive results then why poverty, famine and death in third world and other suffering countries?

Readers are encouraged to watch The Secret (2006 which focuses on the Law of Attraction. This can be found on amazon. This gained so much exposure that Oprah Winfrey dedicated two shows to the concept, and Larry King also had a lengthy discussion on the subject.

My personal take on the idea is that it enforces things I already hold close to me. Positive thinking never hurts, but to think negatively or not at all means you can never reach your potential. If you decline to learn how to ride a bike do not expect to be able to cycle. So do not be one of these people who sits back and shouts that life is not kind to them, stand up and force life to consider you as a potential success.

Whether or not you are helped by the Universe in reaching your goals, a lot of your assistance will come from within. The dogged determination to let nothing stand in your way will break as many barriers and obstacles as any law can. If the law does exist, then combining your own positive attitude with the universes help will make you unstoppable.

Malcolm Clarke is a self-help and personal success writer.

He maintains his success website that offers articles, podcasts and products.

Visit http://www.itsawinner.co.uk today.

Difference Between Success and Failure

I'd like to have a dollar for every "get rich quick and life long income" adds I've seen on the internet telling people they can make tons of moneywith aninternet business or marketing, allyou have to do is follow these simple direction. What if we tell the truth about it? That no matter how easy the plan is and even if you have the money for the start up cost, you may not find success or even get a dime out of your business.

Why is that, you may ask? Because it takes more than what most people have in them to find success. What I'm talking about is dedication and motivation to do every thing in your power to promotetheirbusiness. I'm not telling you to spend all of your money on it, butwhat I'm saying is you have to believe in what you're doing. To have the drive and the passion where you will not lose interest and stop in just a short time.

You see building a successful marketing system or business does not come over night, it takes time to grow, to become visible on the internet and the search engine, where people will see your adds over and over again. Even if your product is something that every one wants. You must remember, you are competing with so many others on the net selling the same thing as you are. So what makes you so unique?is it your advertising or maybe it's how you advertise? Spending time working the internet, placing your add every where you can find to place it? Spending long nights thinking of ways to bring more traffic to your site and always thinking, looking and finding something new to promote your business with?

There are no sure things on the internet that will make you successful, no matter how great of a system or product you have.in the end, it's all up to you, but if you have these three simple elements; dedication, motivation and drive, then you're much closer to finding success than a lot of people out there andyou can't buy these qualities. You have to reach down deep in yourself and find them, thenjust maybe, you will find success as well. Just remember, you only fail when you don't learn from your mistakes.

http://startsmallandbuild.com

ToYour Success Thommy Howell

Thommy Howell has been working on the Internet for over 10 years and has see First Hand Success and Failure, He more than Happy to answer Questions on Marketing, Business and Advertising on the Internet and is Quick to show some of the Pit Falls that he found and were so many fall Prey to.

Make Money Online With A Free E-Course

Writing an e-course will help you to build your list and make money at the same time. You can give this e-course away to people for no cost because you will make money every time they purchase one of the affiliate products you promote in your course. This makes for a win-win situation, where your readers learn more about how to do something and you receive commission for years to come. Here is the best way to write and distribute your e-course, so that you make the most money possible.

• Choose an area that you are knowledgeable about and have information to share with others.
• Write down 7 tips on lessons on how to do what you know. Keep each lesson short; less than one hundred words is best.
• At the end of each tip or lesson provide links to affiliate products that your market would be interested in. Choose products that sell for less than fifty dollars, unless you are in a niche that expects to pay more, such as real estate or investment.
• Set the e-course up in an autoresponder system so that people receive one lesson or tip each day over a period of time.
• Stay in touch with the people who are receiving your course to see if they have any questions. Ask them to share the course with anyone they know who might be interested. This will help you to make the most sales possible.

This is one of the fastest and easiest ways to build your list while also making money from affiliate products. I have an e-course available on my blog that generates hundreds of dollars of revenue for me every single month. I encourage you to learn more about this process from someone who is doing it regularly.

And now I invite you to join me for free weekly teleseminars that will teach you how to write, market, and sell your articles and ebook to increase your visibility, credibility and passive income by visiting http://www.EbookWritingandMarketingSecrets.com and download my free E-course.

Make Money Online With Pay Per Click

Many people have considered signing up with Pay Per Click as a good way to make money online. While it is still entirely possible to use this method as a profitable means to make money online, there are a few things that you have to consider if you are to get the most out of it.

One of the first things that you have to realize is that the days of using Pay Per Click to make money online easily are over. There are far too many online marketers - most of them new to the business - that have grand plans of earning big money by way of pay per click advertising with Google AdWords and by buying traffic on Google. While it is indeed the fastest way to draw traffic to your web site, it is by no means easy. Sure you can buy loads of traffic fairly easily, but making money with pay per click is another matter entirely.

You also have to keep in mind that Pay Per Click is not a get rich quick scheme. This is another common misconception and one that far too many people have learned the hard way. It is certainly true that pay per click is still a huge market with a great potential for opportunities and financial rewards, but if you are expecting to get rich quickly it simply wouldn't be too realistic to expect that. Furthermore, it appears that new advertisers - especially on Google - are in fact at a huge disadvantage as far as Pay Per Click is concerned.

While we are by no means telling you that you should discount Pay Per Click outright, it is important to figure out how it can best work for you in order to maximize its potential to earn money for you. There are still many web sites that make a lot of money through Pay Per Click advertising and it is possible for it to work for you as well. You do have to be aware that the success of Pay Per Click varies from market to market, with some areas enjoying huge success and others failing miserably. In some areas it can even take months and months before these efforts begin to show profits.

The key to make money online with pay per click is figuring out a method that will helps you hone in on effective keywords and combining them into effective ad groups.

Make Money With Your Computer at Home

When you use your computer do you think of the billions of dollars that have been generated online by people who do nothing more than spend a couple of hours on the internet? If you are beginning to think you are the only one who is not doing this, maybe the time has come to find out how you can make money with computer resources. Find some that are easily accessible and do not cost to start up or are very reasonably priced. You may also want to make sure they have a money back guarantee if you do not feel they are doing what they promise.

The very least you can do if you do not end up with a business of your own is to learn a lesson about what works and what does not when it comes to starting your own business. There are many companies that were started because of a need for something or an idea that just came to someone.

The best way to start your own business online is to find something that interests you and is also affordable. If you have to borrow money to start a business, you are not truly your own boss. You are already working to pay someone back so in effect you are working for the loan company or the bank.

Just remember when you are searching for the right opportunity to make money with computer businesses, there are scams out there. Many companies just use this as a way to get people's money and then they disappear. There is no chance of getting your money back because the company is gone and no one knows where. It has been said a million times but if it sounds too good to be true, it probably is.

There are so many business opportunities that sound like all you need is a computer and you will have the money rolling in within a matter of hours or at the most a couple of days. Keep in mind that when you find the perfect business it will take some work to get it started. This is true with any business.

The best way to start your own business is to figure out what you like to do more than anything. If you enjoy what you are doing, you will try even harder to make a go of it. Here are just a few things that you could use for an internet business:

Referral for house cleanings
Service to pay bills
Gift service
Garage sales over the internet
Fund raising
Searching family histories
Assistance with taxes

The list can go on and on for the businesses that can be started and can generate an income for you. There are many types of things that some people who are not internet savvy do not know how to do and have no interest in learning. This is where you come in. If you can do practically anything you need to do or if not, you can find a tutorial on the subject to tell you how to do it, you have the ability to make money with computer resources by starting your own business.

I personally recommend the following to start learning how to make money with your computer from home. Click Here to learn more.

Ways to Make Money Online - Choose Realistic Over Hype

Making money online has become a very popular alternative over the last 10 years or so, because it is certainly easier to make money through the internet that it is within the traditional business model, and also because there are many ways to make money online with the potential to deliver a truly decent income from which anyone can make a comfortable living.

However, as much as running an internet business can be one of the easiest ways to make money, that does not mean that it does not require preparation and a lot of dedication. It is true that you will skip many of the obstacles associated with the traditional business model, but in the end we are talking about a business, and any business will demand preparation and work.

As it turns out, the fact that making money online is easier has opened the door for many misleading and over-hyped offerings that promise overnight riches without any effort, which is the first thing you should avoid in order to really be successful. There is no way you will make money with the internet if you start by thinking you will achieve this effortlessly.

So, the first thing you will need before starting a business is determining what do you think you would want to do, or what do you think would best fit your profile as a business person. Maybe you are an investing oriented person, or maybe you are more of a sales person or simply a multi tasker.

In any case, it is important to have an idea about what would you picture yourself doing business with; once you do that, you then have to move on to getting the tools and resources needed to build that business. For example, if you are an investing oriented person, and you feel that your best shot is at forex trading, then you should start looking for a good forex course (education) or a forex software (tools), as these will be the driving force of your trading operation.

If you do not feel like investing money, but you would rather build a business out of your effort and intelligence, then internet marketing is probably the best option for you and in this case a solid starting point will involve getting a quality educational resource to guide your efforts thus allowing you to make a more efficient and profitable use of your time.

The great thing about doing business online is that once you get the hang of things you can eventually start working less and earning more, which is what makes it a truly remarkable way to make money for anyone with an pc and an internet connection.

There are very lucrative ways to make money online, but in order to see results you will have to put your back into it for a while. This is why many people quit looking for ways to make money online, and it is hard to blame them because I myself had to break my neck for nearly a year before I saw the kind of money I was expecting, which means that I went through countless disappointments and more than $1,000 spent in many different systems, programs and tools, until I found the ones that really helped me build and develop my business.

I do not regret any of what I have been through because that is what ultimately gave me my most precious asset today: know how; but believe me, I was very close to settling for my regular day job forever. Now I know it is perfectly possible to find profitable ways to make money online, but the fact is that you have to be ready to face the truth and to choose realistic over hype, consistent growth over instant millions.

Will you have to invest in education and tools? Will you have to be patient? You will you have to work?

Absolutely, but if you keep going there will be no stopping you, as each day that passes you will become an ever more seasoned business person with the ability to spot profitable business opportunities everywhere you turn, and before you know it, you will have become a full time internet entrepreneur.

Find very important information about online business oriented tools and resources at this site: http://www.specialonlinebusinessreviewauthority.com.

Also, I invite you to visit my website at: http://theworkathomentrepreneur.com, where you will also find information, free tools and resources to help you start a successful online business.

Stock Market Recommendations - How to Make Use of Them

This is the twelfth and final article helping you learn how to make money in the stock market. Search for "Learning the Stock Market" to find the first article which lists the entire series.

Where can I find reliable stock market recommendations? Well think about this carefully. Make sure you're reading the best financial newspaper. Here you should find plenty of excellent stocks featured along with their charts and supporting fundamental data. They may not be under the heading of recommended stocks but they could prove to be some of your best leads. Be very wary of specific recommendations.

What interest does the person recommending have in the stock? Will he carry your loss if all goes wrong? Will he tell you when to sell? Do you want to be reliant upon this individual and not really know why you are buying a stock? If you want to develop truly independent financial security you need to be the one recommending stocks to yourself (and possibly you friends and family!) based upon a sound educated analysis.

How do I know if a recommendation is any good? Take a look at the recommended or featured stock and see if it fits your criteria for potentially being a leader. Does it's fundamental data stack up? where is it in terms of building a base on it's chart? Does the corporation have a new feature? Are leading institutions buying it? Where does it sit in it's group in terms of financial performance?

So what do I do with a stock market recommendation? Anything that has a generalized fit on fundamentals may be a decent candidate for your watch list. You watch list should develop into about 80-100 stocks over time. More than this and you will not be able to keep tabs on what is going on but less than 40-50 and you're probably missing some action out there. Keep browsing and pruning your watch list - don't let it become unruly and keep cutting out relative poor performers to make room for up and coming leaders. During a downturn you will find your list naturally shorter.

In fact your list can help to confirm other signals that the market is preparing for a turn. You'll start to find more and more candidates are coming through your screening and reading activities around that time. Develop good and regular habits perhaps consider analysing 1 or 2 stocks in more detail every day - that will give you a list turnover of roughly 10 stocks per week. Of these, likely only 1 will stand head and shoulders above the other 9 but you don't need many provided they are the right ones!

Put analysed stocks that are not up to scratch in a separate list and the excellent potential winners in a short list. Keep your general watch list separate and in this way you keep your work organised and wont be missing opportunities or duplicating work. Hope you found it informative reading about Stock Market recommendations - How to Make Use of Them. There are no more articles in this series entitled Learning the Stock Market. If you missed any just search under Bill Benson to find them all. I hope you've found it profitable to follow along.

More free lessons and educational resources are available at http://www.howtomakemoneyinthestockmarket.net.

It can be confusing and daunting to know where to start but there are some outstanding free resources available to help you on your way to independent financial security.

I'll also show you where to find the best and most cost effective paid products to support you in your progress.

As for me...I've lived in different countries around the world and enjoy traveling. That's the beauty of trading - you can do it from anywhere in the world that has a connection!

Bill Benson

How to Find a Good Accountant

The first thing you do to find a good accountant, is to build a list of referrals form credible sources. To find resources for these referrals may seem like a daunting task at first, however, it is simpler to accomplish this goal then what you think. You can go to such resources such as your local bank, any type of financial planners that you may have, and you can even talk to your current insurance agent about people they know about to be your accountant. If you have any contacts or affiliations with other businesses, then you can ask them for accountant referrals as well. These are all trusted resources that can provide you with some good leads on who you can trust to be your accountant. Finding accountant candidates through trusted resources such as your businesses bank, is one of the best ways to find an accountant. Most professional referrals like this mean that the accountant has a good reputation.

Once you have your accountant referrals, you then want to contact them and exchange information. Feel free to tell the accountant about your business as well as your accounting needs and expectations. While you give the accountant your information, also ask for theirs. Some key things you want to find out is if the accountant can handle a business in your industry and your size, as well as finding out all of the services they offer. Do not be afraid to look at their portfolio and get estimates for their services. Be sure you know what services the fees cover. You never want to select an accountant whose fees are to high for what you can afford. Make sure that you can maintain a good line of communication and determine if they are helpful and informative. The accountant who offers the most detail and takes the most time to not only tell you about the services they can offer you, but also listens to your concerns, is usually the type of accountant that you are looking for.

After gathering all of the information about the accountants, then make the decision of who is the right accountant for you. Remember that you will be having a long business relationship with your accountant, so you want to select an accountant that you feel you can build a good rapport with as well as someone who will have you and your businesses best interest in mind.

By following these simple steps, you can have confidence in finding an accountant who will work hard to help you direct your company into a positive direction for financial growth and expansion.

For more information on accounting please feel free to visit:

http://www.bytelan.com/how-to-find-a-good-accountant.php other interesting sites:

http://www.bytelan.com/accountingenronscandal.htm

Writing Squeeze Page That Sell

Designing and creating a good squeeze page (a.k.a landing page) is essential for internet marketers who want to make real money. But how do you make a good squeeze page? Here's how:

1. Make your purpose crystal clear
A good squeeze page focused on ONE purpose - getting the visitor to buy or subscribe to a newsletter. All other features of a good squeeze page are geared to increase the likelihood of the visitor to convert.

2. Use one page for one set of related keywords.
When you're targeting multiple types of audience you *must* make different squeeze page for each one. People who visit your page come with various intentions and mindsets. By customizing and fine tuning your squeeze page for each type you can state the exact benefits of you offer for each type.

3. State the benefits in your headline
You want the visitor to keep reading your offer so put the biggest benefit there and follow up by more benefits in the sub-headlines.

4. Keep the page design simple
White background and black fonts gives your page a professional look instead of amateurish. It's simple yet effective. It's okay for the headlines and sub-headlines to have different color but for the rest black is the way to go. You may have graphics but keep it all simple, no flashy blinking banners please.

5. Use psychological triggers in your sales copy.
Simple words like guaranteed, proven, absolutely, shocking, etc. Sprinkle them sparingly throughout your sales copy. Your headline and sub-headlines need to have one too.

6. Let it flow
Re-read your squeeze page over and over again. Does the sentences and paragraphs flow or seem like block of gibberish text mashed together.

7. Sprinkle multiple calls to action
Place the "Buy Now" or "Subscribe" button in the middle and the bottom of the page. You can also hyperlink some words like "join now", "act today" to your shopping cart/checkout. You need to do this because some people are easier to convert than others. If half of the squeeze page is enough to convert him/her then why wait until the end of the page to place that "Buy Now" button?

8. Give the reader a sense of urgency
Use a time-bound or quantity-bound offer. Don't fake it or you will lose your credibility. Tell the reader to act now or else they will miss your great offer. Another tactic is to increase the price after every 10 - 20 sales. That way the reader will hesitate to postpone buying because the price will increase if he waits.

9. Show yourself
Put your best smile on the page. You can increase your visitors' trust and conversion ratio using this method. It shows that you are a real person offering something of value to them and will cover their back when they need help.

You can find many more tips to increase your sales plus numerous other money making and online business tips here: http://moremoney.sefane.com/tips/

Career Check-Up

The end-of-year is not the only time to reflect on how well your career is advancing, whether you should continue in it for the next year, or do something else. You can perform a career check-up at any time during the year, and you can perform multiple check-ups within the year. Similar to an annual physical, an eye or dental check-up, and even your vehicle's annual maintenance, your career needs a close inspection to determine if you are on the right track, if you need to make some minor tweaks, or perhaps to decide that you need a major overhaul that could include re-careering. Like the other check-ups mentioned above, you can ask yourself some straightforward questions to figure out what your next step may be. It may mean that you can make the adjustments yourself, or it might mean you need a professional career expert to help you along the way.

Regardless, there are five important areas that should be assessed: Interests, Competencies, Motivation, Capabilities, and Fit. Here are key questions for each of these five areas to start out with as you check up on your career:

1. Interests: Are you still interested in your present career or has your interest dropped?
2. Competencies: Are you still skilled in the areas you need to be skilled in or do you need improved or new skills?
3. Motivation: Do you have the motivation and drive to be the best you can be in your career, or have you lost the passion and are not sure what motivates you any longer?
4. Capabilities: Do you see growth opportunities, or do you feel stuck in the same type of work, unable to find advancement opportunities?
5. Fit: Do you fit in the current environment you are in, or do you no longer think you fit in the way things are being done, or feel as good about the people and company as you once did?

If your responses to these five questions are generally positive, then you probably only need to keep reminding yourself that for the short term all you need to do is stay on track, monitor yourself, and make minor adjustments. In a way, your annual Career Check-Up is good, so stay the course, until your next regularly scheduled Career Check-Up.

However, if your responses to any of the questions are not positive, then it might be time to make some major overhauls in your career. Your annual Career Check-Up is telling you it might be time for a change. For example, if you are no longer interested in what you've been doing, then ask yourself what you would like to see as part of your next career. If your skills are not up to par, then you need to determine what you need to improve or what new skills you need to acquire. If your motivation is low, then you need to ask yourself what motivates you; perhaps your motivational needs have changed. If there are no advancement opportunities on the horizon, then perhaps you need to make a career or company switch. If you feel you no longer fit into how the company operates, how it makes its decisions, what its values are, then perhaps you need to consider changing companies.

So, if you believe a career switch or adjustment is needed, here is an easy and fun way to brainstorm for ideas for your next career. No self-criticism is allowed in this exercise. Completing the exercise will most likely take several hours, so take your time. You might work on the exercise in half-hour chunks of time until you believe you are done. While this exercise is applicable to all five areas of your career, the example below is only for Interests. So, here is how the exercise works.

Identify any word/phrase that seems to generate interest for you. The word/phrase might be from an advertisement, a song, a movie, a television show, or just a word/phrase that pops into your head, as for example "playing chess." Write "playing chess" on a piece of paper and circle the phrase. After you circle "playing chess," freely think of other words/phrases that come to mind when you think of "playing chess." Write those words/phrases on the same piece of paper placing them around the phrase "playing chess." Circle all those words/phrases. Then connect all the circled words/phrases with lines, sort of like a web. Not every circled word/phrase will be connected to all the other circled words/phrases, just those that in your opinion most relate to one another. Keep identifying new words/phrases that come to mind for each previously written word/phrase; write the words/phrases on the paper; circle the words/phrases; connect the circles with lines as noted above. Eventually you will have many circled words/phrases with lines connecting them. Again, not all circles will be connected to every other circle. If you do this enough times you will see a pattern, sort of like a thread of thoughts. Your "Career Path of Interests" might also look like a highway map, with each circle representing a city or hub, and the lines represent the roads connecting the cities or hubs.

For example, "playing chess" might cause you to think of "strategy" and "winning." However, "strategy" causes you to think of "planning" while "winning" causes you to think of "losing." So, you forget about "winning" and "losing" and go with "strategy" which may cause you to think of "detail" which may cause you to think of "investigation" which may cause you to think of "being a reporter" which may cause you to think of "following the law" which may cause you to think of "being an attorney" which may cause you to think of.... You get the idea.

When you are done brainstorming, you have a career path for your Interests. Repeat the same exercise for Competencies, Motivation, Capabilities, and Fit. Then, analyze all five career paths. It will guide you to a career or several career possibilities. Then, you need to further investigate these career possibilities for more information. Perhaps you need to attend college, or to talk with someone in the career field. There are many other ways of learning more about different careers.

This exercise is based on the functioning of your brain. Your brain has stored millions of pieces of data, some of which you are fully aware of while some of which is in hidden compartments ready to be accessed when prompted. This is what you have actually done in the exercise, prompted your subconscious to tell you what you already know, but are not fully aware of. Further, writing the words/phrases with freedom, seeing the words/phrases with your own eyes, and then verbalizing aloud the words/phrases causes your brain to make these important connections and alerts you to them. It is amazing how this works.

Small things usually lead to big things. So, repeating the same simple question for different words/phrases, "What does xyz mean to me?" for example, starts you thinking in simple words/phrases that later turns into more important words/phrases. Further, the repetition of the question prompts your brain to access information that is stored away in the hidden compartments previously mentioned because repeating the same question over and over again forces you to think more thoroughly. Repetition also facilitates repeated behavior and increased memory.

While you may get "thinker's block" and not be able to think of words/phrases at first, do not give up. Motivation and persistence pays off, and that is crucial for learning more about your next career. Also, if you notice that the process becomes easier each time you repeat the process for each of the five areas, consider challenging yourself to think of more complex words/phrases.

Career Check-Up

Make Money With SMS - A Unique Money Making Opportunity!

It clearly does not get better than making your text messaging count. This is not an opportunity that has been thought of by a lot of people. But take a look at the advertising done by companies, and you would know that here is an opportunity waiting for you. If you can't make money with SMS, then how can you make money?

In its short stint though, make money with SMS has been trying to fight hard against people who cry out loud that "It is a scam". Have you heard of opportunities where all you need to do is to send an SMS, and in return you get attractive gift vouchers? Well, do you think they are a scam? You may think so because you may not have any one of the gifts that were promised. But ask the person who won the gift item or money and he would tell you quite the opposite story.

So, why do companies make people believe in make money with SMS contests? Let us face the facts - If you are launching a new product and you want more and more people to know about your product, what would you do? You would entice all of them by telling them, "Make money with SMS." To be fair to the contest itself, you could end up declaring one person as the winner. Take a look at what you have done though. You would have by now, brought in more than thousand respondents. It is a perfectly legal opportunity, and what's more - You get to make some money, only if you are lucky!

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Ways to Make Money

What are the best ways to make money?

If you answered, a job, then you have been brainwashed like most Americans into believe that working for a company is the best way to make money. It is absolutely NOT one of the best ways to make money. Why not?

Most jobs have the following problems:

1. The time trap. You are trading your time for money. Even if you are a salaried employee, you are accepting a salary for a set number of hours that you will work each week. If you dont work, you dont get paid. Most companies want you to work the most amount of time for the least money and you want to work the least amount of time for the most money. The job game is a lose-lose game.

2. No passive income. If you stop working for any period of time, you stop receiving paychecks. Your money doesnt work for you.

3. No intellectual capital. If you are an employee, your company owns your intellectual capital. Its like your company owns your brain. You cannot sell or share your ideas and earn money.

4. No control. You have no control over your work life and therefore your life. You cannot choose where you work, when you work, or who you work with. Most companies require a lot of face time. Even if you could get your work done in 4 hours each day, you usually need to spend 8-10 hours onsite to prove that you are a loyal employee. You have no control over most of the decisions that are being made at your company. Bad decisions made by others could put your company out of business and then you get downsized or rightsized or simply laid-off.

5. No leverage. Entertainers and professional athletes make lots and lots of money because they have leverage. Millions of people watch them. They can make one movie or play one game a week and make buckets of money because they are reaching a huge audience with a few hours of their time. In a job, your efforts reach a limited audience. You cannot give a speech to your department and record it and then turn it into a teleclass that you sell over and over again on your website. You have no leverage.

So, what are some better ways to make money without going to a job?

1. Start a business. Yes, lots of businesses fail. But small businesses are the engine of growth in this country. It took Bill Gates 10 years to become a billionaire with Microsoft. It took Michael Dell 5 years to become a billionaire with Dell. What you need is a solid plan and then the courage to execute the plan and the discipline to market your products or services consistently. There has never been a better time to get rich by starting a company. What are your goals? When do you want to achieve those goals?

If you want to start a business quickly and dont have the necessary business fundamentals or want a pre-designed, proven system, then look into joining a network marketing company. If you can find a product you love, a company with a proven marketing system and a management with integrity, you can develop a great passive income stream.

Do your own research and see if it makes sense for you to start your company from ground zero or join a network marketing company. There are lots of good network marketing companies to choose from. (There are also lots that arent such good bets.)

2. Real Estate. Isnt this risky? There are no risky real estate investments, only risky investors. You can minimize risk through education and experience.

Dont you need money to get into real estate investing? For most commercial real estate deals, yes. But you can succeed with no-money down investing in the residential arena. In fact, it may be better to start out investing with no money of your own because you will only do great deals. You will not waste any of your money chasing marginal deals.

Land is in limited supply, especially near the oceans. Land will almost always increase in value. There may be some small corrections in the short term, but if you invest in the right areas, chances are they will appreciate. Plus, you can learn to make money in up and down markets.

3. Investing in other companies. Many people put their money in a mutual fund or index fun and are happy with 5-10% appreciation each year. But, there are other ways to invest. Investigate individual stocks. What products and services do you love so much that you tell other people about them? Remember, you make a profit when you buy not when you sell. It is impossible to know what the future holds. Do your homework. Find stocks that are bargains today.

4. Selling your intellectual capital. Another good way to make money is to develop products and services around your ideas. These could include books, tapes and CDs, workshops, videos, etc. This is a great way to create passive income streams.

My purpose here is not to give you a roadmap for becoming a CEO or a successful investor but to open your mind to the possibilities. There are so many great opportunities. If you are staying in a job that you hate because you think it is the best way to make money, then, think again.

Find out how to break free from the corporate world. Debra Thorsen is a happy corporate escapee who helps individuals create real wealth and happiness without 9 to 5 jobs. Visit http://www.fearlessguides.com for free tips on career change.

How to Tell If Your Website is Really Able to Make Money Online

To make money online requires a healthy conversion rate, which shows on what qualitative level the site is. If you have not used conversion rate to make money from home, or more money, you are not the only one. Most small business owners have not used that, which of course offers you a great chance.

1. You Should Improve The Conversion Rate All The Time.

If you think the idea of how to make money online, it is all about trust building between your website and the site visitors. To be able to make money online means to be able to build trust or credibility and to be able to stand out from the crowd offering useful things to the visitor.

I know from my experience that small improvements can unlock the full potential of your site and can offer at the same time ways to make extra money. The interesting thing is that it increases the number of repeated visitors, i.e. means ongoing residual income. The target is that a visitor gets a positive visit experience.

2. Avoid Small Credibility Destroyers.

Website visitors can be really skittish. Even a tiny impropriety can make them to leave and push the back button. So it is very crucial to test all the elements, even the small ones, on your website and to improve the conversion rate to find out better ways to make money online.

Showing your contact information, picture and telephone number can be a strong sign of opennes and reliability, and can open the gates to make money at home. Also publishing testimonials and customer cases can be a sign about the popularity and, yes, about trust.

3. The First Impression Must Show Quality.

No one wants to visit in a disorganized online shop or in the shop, where you do not really know what are they selling, is there anything for you. If you ask how to make good money online, one of the most important factors is the layout, copy and the overall impression, that your site will give to the visitor.

Technically your site must be in shape. There just cannot be broken links, confusing layouts or incorrect or incomplete product information. They are all signs about a bad owner and will lower the trust factor considerably.

4. The Conversion Rate Can Be Increased By Do It Yourself Method.

Do not imagine that there would be some secret formula or software with which you could improve your conversion rate overnight. The only secret formula is your own common sense and your earlier experiences. A good way is to test and to compare your site with the competing ones, especially with those, which succeed better than you do. What a healthy exercise! But that is the way to make money online, more and more!

Juhani Tontti, B.Sc., Marketing. If You Think Better Ways To Make Money Online, The Conversion Rate Increase Offers Good Ways To Make Money Online. Visit: Make Money From Home

Make Money Online in a Tough Economy

Have you always wondered why others are making big money online and you have trouble earning just a few measly bucks? Do you dream of online earnings that you can make from the comfort of your home without having to answer to a boss? Would you like to make money online in this tough economy? Find out how others are earning big money online and how you can too.

Most successful online entrepreneurs have more than one source of income. They use websites, blogs, affiliate products, residual and multi-level programs, eBay income, advertising revenue, their own products, and other people products. Few people that make big money online do it by using just a single technique.

And that is a mistake that most new comers make. They hear about a program that interests them and they commit all of their efforts to that one thing. If success doesn't come to them right away, they quit working the program and feel that they can't make money online.

Few successful online business owners make money off of just one thing. It is almost always a combination of different income sources. Some of these sources earn just a few dollars a month and others make thousands. It is through this diversification that they find products and systems that are the most profitable.

Most successful individuals use 10-12 different programs that make money at any given time. There are some that make more than others, but at the end of the year when you add everything up, you can make tens or even hundreds of thousands of dollars.

But to make it all work, you have to get started. If you are not making any money online and you are using one single system, branch out and look for other programs that sound profitable. It is through this diversification that you can achieve true success and begin making real money online.

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High Ticket Coaching Selling Revealed - 4 Methods to Make Money by Selling High Ticket Coaching

If you are just like me who's converted my passion and my knowledge to high ticket coaching programs, I am sure you are also in constant search for the most effective methods in selling your products online. Of course, you would surely want to make as much money as possible out of this.

Here's how you can make money by selling high ticket coaching programs:

1. Host teleseminars. When people are offered high ticket products like coaching programs, there is only one thing that they would like to know: "what's in it for me". Although you can create sales letters where you can list down all the benefits that they can get from your products, nothing beats than giving them a sneak peek on what awaits them. Send email invitations to all the people who are most likely to buy from you and encourage them to attend your teleseminars. It would be best if you can do a compelling presentation that can make your attendees say "wow!" Then, increase their trust level by giving them a chance to ask their questions so they'll get the answers directly from you.

2. Be active on blogs. Not all people have the time to attend teleseminars but that doesn't mean that you should cross them on your list. If you want to boost your sales, you've got to connect with them too. Identify the forums or discussion boards that they usually visit. Share your two cents on each relevant discussion and take that extra mile to feed your potential clients some information that can bring difference to their lives. Do not forget to insert your site's URL on each of your post but keep yourself from doing hard selling as this can surely annoy your prospects.

3. Use PPC ads. Every giant ebusiness company does this. A good number of online users are now using search engines each time they go online. If you want your website or your ads to come up on relevant searches, you will need to invest in using PPC ads. For best results, make sure that your ads are compelling, attention-grabbing, benefit-driven, and compelling.

4. Be enthusiastic. If you are not in the mood, I highly recommend that you put your marketing tasks on hold. Why? You will not become an effective marketer if you can't sound enthusiastic as you will not be able to excite your prospects about your offer.

By the way, do you want to learn how to sell high ticket classes and coaching programs via the internet?

Download my new recording: "How to Sell High Ticket Products Online" here: High Ticket Selling Secrets

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Sean Mize teaches coaches, consultants, and small business owners how to package their knowledge and sell it in high priced coaching, consulting, and online class packages. Sean says "If you have an existing marketable service or skill that you can teach others, I can teach you to package it into a high-priced class or coaching program, guaranteed" Visit Sean at: Internet Marketing Coaching

Difficulty Accepting Change in the Workplace

We are the slaves of our habits. We get up at the same time every day, we dress in relatively the same manner, we tie our shoe laces in the same fashion, and we mostly like to eat the same breakfast each day.

People will resist changes, if they do not immediately like their new job, new role, or new working conditions.

They may choose to change by altering their behaviour and their working patterns.

In rare cases, there are some people who choose to accept all the changes without any protest or resentment, but this is not the norm.

People DO resist changes: they DO NOT like to get out of their comfort zones.

Many people leave their jobs as they are unable to cope with the new changes that their job demands:

travelling long distances to work as a result of re-location

reporting to more than one boss as a result of requirement to work on multiple projects

being unable to work with a new team as a result of a merger, especially if that team has been together for some time

no longer working with the old peer group

not doing the work which they liked and instead obliged to do something less interesting or pleasing

being resentful towards a change in policy which directly affects the conditions under which they now have to work

Other changes which make it impossible to continue with the new job, such as

"I do not like to travel a lot to get to work! The office is too far now."

"I do not like my new boss."

"I do not like my team members". "I loved my old group of peers!"

"I do not find my work interesting anymore"

These are just a few instances.

The reasons to resist changes at workplace may be innumerable.

Human psychology is very complex and human behaviour is totally unpredictable.

Adjusting to changes means compromising the predictability associated with the old ways.

It may also mean losing your old identity, losing old relationships, and facing the uncertainty of something new.

The 'future' is always uncertain and people prefer to endure the 'present'.

RiseSmart, a job search site, found that almost 30% (one in three) people already employed spend an hour a day looking for a new job.

So, we can conclude that most people have a resistance to changes in the workplace as they are used to certain habits, comfort zones and paradigms.

The key is to break the cycle of habits and adopt and adapt to new changes.

This paradigm shift can only occur if you change your mindset and way of thinking about the concept of change in the workplace.

Any factor that upsets our routine tends to upsets us. We make a habit of taking the same route to work every day and we want to work on what we are used to each day.

Even with a slight change in our work routines, we become upset.

Why are we the slaves of our habits?
Why can we not be daring and do something different each day?
Why do we see people constantly resist change in their workplace?

The answers to these questions and concerns are not easy.

We feel secure following set patterns in our personal and professional lives.

Our minds are conditioned to certain ways and we find it comforting to do exactly what we know we have to do.

That is why we resist change; we like keeping within our comfort zone.

It has been said that your place of work is like your second home.

You have a certain job profile and your duties and responsibilities fir into in that mould.

You knows what your manager expects from you and how you have to work and interact with your team-mates.

Some of the factors that can cause changes in your work environment are:

1. A change in your job title

This, of course, means that your duties could completely change and you may need to upgrade your skills.

2. Working with a new boss or being part of a new team

Everyone gets used to the comfort of predictable group dynamics and find it daunting when there are changes.

3. Changes in policies that affect your work and processes

This is particularly difficult when the changes have been made from above without any input from you or your immediate colleagues.

4. A change in your job location, work hours, working conditions and your pay

Relocation seems to be becoming prevalent.

Accepting flexible working hours to fit in with clients in other parts of the world are also on the rise.

Synonymous with this are also changed working conditions.

5. A change due to a merger, takeover, or a diversification

This last point is the most difficult to come to terms with if it is your company that is being merged with another.

If you possess and habitualise behavioural and mental flexibility, you will be in full control and even enjoy changes when you are part of them.

Gloria M Hamilten is a recognized authority in disciplines within Personal Development and People Skills for Business Professionals, such as Time Management, Negotiation Skills, Developing High-Performance Teams, Assertion Skills, Building International Rapport, Conflict Management and Resolution, Presentation and Platform Skills.

Her studies in Neuro-Linguistic Programming and Psychology have lead to her researching brain disorders such as AD-HD and its relations.

She has her own training business, and conducts courses for Corporate Organizations, Sporting groups and Tertiary Educational Institutions in Australia.

Her professional experience covers over 30 years of study, research, one-on-one coaching, group coaching, presentations and workshops. Her clientele includes children as well as adults.

Gloria Hamilten has authored the eBook: "Successful Self-Hypnosis" and many Reports and online articles.

Her websites provide a wealth of informative articles and resources on everything within these genres.

Visit her websites:

http://www.connect4results.com

http://neuro-linguistic-pro-site.com

This article may be freely reprinted or distributed in its entirety in any ezine, newsletter, or website. The author's name, bio and website links must remain intact and be included with every reproduction.

Goal Setting - Key In Developing Your Home Based Business

As you continue going through this year's business and technology goal setting process, you may be thinking it is too early to reflect on the past when this year is only one month old. The reason we suggest you review your goals is that it will help you stay on track with your business goals and if you don't know your numbers well that is not good. Take stock now by reviewing the following suggestions as you decide to do the wise thing and plan to live up to your goal setting activities.

You need to remember the past makes the future. If you look back you will see that you may not have done it all right. Now is the time to start moving forward.

You should review and find what goals you met, goals you exceeded and do more of those activities that make success a lock. If you keep doing what you been doing you will get more of the same thing - so make sure you are doing what works.

We all believe we want to make money online in our home based business but sometimes we have found we make the money and then are unhappy. It would be better to take the time, walk away from the latest fad and work to find your passion. If you hate writing, don't get on the writing bandwagon. If you hate face to face sales, then stop and find another way to make money.

Some folks will not go around the corner without a map. Yet that same person wants to run a business by guessing the outcome of every business situation. You would be so surprised to find how many people are winging it without a plan and are working because working gives you a purpose and makes you feel good. We get a sense of accomplishment from doing things, not necessarily accomplishing and working towards profit. Developing a plan is a positive success making activity.

Watch out for all the offers you are getting online. This is evident when your internet marketer of the moment offers a course to learn how to make a million overnight if you buy it now within the next two days or two hours. Somehow, the information gets old and useless in two days.

Or better yet, the internet marketer really wants to be helpful and cares about you and your family as he leans back on his red Lamborghini in the pretty picture but only for the next 2 hours, 5 minutes and 30 seconds. After that they have to pull it because they really want to help you make that million but as of today, all 6,650,103,102 humans will use it and make it worthless.

Retain your money and your sanity and remove the urgency from your decision making since it is your home based business profitability that is on the line. There are better ways to learn and that is what needs to be taken into affect.

We need a different approach to learning new activities that help you meet your business goals not just make money for the sales person but find a way to make it a win-win situation.

And working in a home based business invariable means working alone a lot of the time. Find someone to make it exciting.

Do you think it is too soon to sit back and review where you stand in terms of your goal setting results? If http://www.successismandatory.com you can't wait for the end of December and hopefully hit your goals, stop and review your http://www.strategyandtechnology.com now to ensure profitability and success

Learn to build your business on the web using iovc strategy and technology solutions at http://www.iovc.com - Download a free IOVC pdf now